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It's My 40th Birthday & I'm giving you a GIFT.

13/12/2011

 
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Hello Team

Today is my 40th birthday. I had a great few days my family took me away for the weekend and my boys gave me some new T Shirts that I asked for.

I spent the day with my Mastermind Group in Brisbane.
It's always good to listen to what other people have to say they will give you ideas you never will think of. I highly recommend you join one, you get more back than you ever will imagine.

They are a generous bunch, Sue from redhotwebsites.com.au made me a cake. Sorry I took a bite out before you put a candle on it. Thanks for thinking of me guys.

In the spirit of being generous and being gratefull for all I have. I would like to offer all of you a copymy best selling product   "How to renovate your home for less than $2,000."  For FREE

This is a 90 minute DVD where I show people how to renovate their home or investment property for less
than $2,000.  I normally sell this for $97 including delivery.  However to say thank you for being on my data base for the last 12 months I would like to send you and a friend a copy for FREE.

I only have a few left so first in first served or until XMAS eve.

Just send me an email  (Paul@propertytipsonline.com) with your details and your friends details
(Names, address, email, Phone number just to confirm they received it OK)

I will post them off with a note saying Happy XMAS from Santa ( or your name if you like)
I though you might like this.

Or a personal note if you tell me what you want to say. (Cheap way to get out of buying XMAS presents)

Remember first in first served.

Paul

Should I Declare Bankrupt

6/12/2011

 
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Should I Declare Bankrupt

This seems to be the flavour of the month at the moment
People become  bankrupt for a lot of reasons

 Can't pay a debt 
 Thinking it is the easy way.
 Just want the creditor off their back

It is a big deal, it will affect you for years to come. 

How would you like it if you had to ask permission to travel or
when you change address you need to tell someone. without fail!!!

Affects
Getting a loan will be difficult, when you do the interest rate will be higher as you are a risk in the lenders eyes. .

The affects of being  bankrupt are.....   (Saying that I know a couple of people who bounced back)


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RBA Cuts Rate for XMAS

5/12/2011

 
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Hey guess what interest rates dropped today !

Will the banks pass on the cut?  not sure.

Should this stop you ?

I don't think so as most people today would not know what their interest rate is or their repayments are. (Unless you are on my email list)

Personally I don't know any first homebuyers (or investors)  waiting for  a 0.25% cut to decide if they will buy or not. 

It all comes down to the property deal 

  • What is it worth to them
  • Will it rent easy no matter what  
  • Will the bank valuer like
  • Is it in a growth area long term not just today. 
  • Can  I afford it if interest rates move up again.
The basics are still what is important not a discount on interest rates

(not that I would say no to a reduction it if the terms were right) .

Now saying that there are some great fixed rates at the moment in my humble opinion.  

Planning 2012

Have you started thinking about 2012. 

Remember in 30 days time the silly season will be over again.  

Keep an eye out for my 2012 plan



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    PropertyTipsOnline.com

    Paul writes a Blog  with Success & Property Tips for
    people who want to 
    grow as they learn. 

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