
1. Open a seperate Bank Account Just for savings. (Call it the Home Acc)
2. Start a savings plan $20 gets it going.
3. Work out a budget. .
4. Sell junk on ebay & put the cash in your home account.
5. Get a book(Cost $1) and keep it with you every day and write down every dollar you spend.
6. At the end of the week / month review your spending and ask yourself did I need to buy that.
7. Aim to save 10% of your gross wage.
For example if you earn $50,000 a year thats $5,000 or $100pw.
If $100 seems hard start at $20 then build up as you go.
Next moth I will list the top 10 money wasters.